How Much are Long-Term Disability Benefits?

The answer is that it depends on your policy wording. Certain Long-term disabilities policies may provide, for example:

Benefits equal to:

Reductions may apply so that your total income from all sources does not exceed a certain amount. For example, the policy provision may state that the employee’s total income from all sources is not to exceed 85% of your pre-disability earnings if the benefit is taxable or 85% of the pre-disability net earnings if the benefit is non-taxable.

Benefit amounts may also be reduced by other benefits that a person receives or in entitled to receive from sources specified by the policy wording