How Long do I have to File a Disability Lawsuit?

Published 04/15/2025

Typically, a lawsuit must be commenced within two years of the date the benefits were first denied (and NOT denied by appeal) unless otherwise specified by the contract. Determining when the limitation period begins to run is not always obvious and often the principle of discoverability complicates matters. There are different reporting times regarding the onset of your disability stated in each and every contract however.