By Matt Lalande in Hamilton Disability Lawyer, Long-Term Disability on January 15, 2023
Borderline personality disorder (BPD) is a mental health condition that can be a difficult combination to manage. In Canada, roughly 1-2% of the population experiences borderline personality disorder, which has long-term and sometimes severe effects on a person’s ability to lead a normal life. People with borderline personality disorder may face difficulty performing basic tasks and functioning in everyday life due to their emotional instability, impulsivity, and difficulties forming relationships and coping with stress.
In addition, a person who suffers from borderline personality disorder can have difficulty regulating their emotions and maintain relationships. This can lead to challenges in the workplace and ultimately result in job-related disability. That being said, every individual experiences BPD differently, so the extent to which it affects employment may differ from person to person. Those dealing with borderline personality disorder may be eligible for long-term disability benefits.
Unfortunately, many long-term disability insurance companies are reluctant to accept borderline personality disorder as a valid mental health related medical condition for the purposes of long-term disability claims. In some cases, borderline personality disorder can be difficult to diagnose, making it even harder for claimants to prove that they have a valid disability.
Those dealing with borderline personality disorder may require special assistance in order to receive disability benefits. If you or someone you know is suffering from borderline personality disorder, it’s important that you seek out a long-term disability lawyer who understands your medical condition and can help navigate the complex disability claims process. Lalande Personal Injury Lawyers can provide the help you need to get the disability benefits you deserve. We have experience in dealing with borderline personality disorder cases and can provide professional representation to ensure that you receive the full long-term disability benefits you are entitled to. Contact us today for more information or to schedule an appointment with our firm. Call us today, toll-free, no matter where you are in Ontario at 1-844-LALANDE or local in the Hamilton / Burlington area at 905-333-8888 or fill in a contact form on our website and we will be happy to get right back to you.
Borderline personality disorder, or BPD, is a mental health disorder characterized by instability in moods, behaviour, relationships, and self-image. People with borderline personality disorder may have difficulty controlling their emotions and impulses and may engage in risky behaviours such as substance abuse or other forms of self-harm and may also have difficulty forming relationships, managing stress, and functioning day-to-day. The condition is similar to bipolar disorder in that it is characterized by extreme mood swings and impulsive behaviour but is unique in that borderline personality disorder is more persistent and does not include the highs associated with bipolar disorder. Borderline personality disorder can be a long-term, sometimes lifelong, condition that can have a significant impact on a person’s ability to function in everyday life.
It’s not completely clear what causes borderline personality disorder but it’s suspected that it is a combination of a number of different factors, including family history and the chemical make-up of an individual:
Genetics: Certain genes may make a person more susceptible to borderline personality disorder. Individuals with first-degree relatives who have borderline personality disorder are more likely to develop the disorder themselves.
Brain structure and functioning: People with borderline personality disorder may have an abnormality in the way their brain is structured or functions, which can cause difficulty regulating emotions and behavior.
Environmental factors: Experiences in childhood such as abuse, neglect, or unstable relationships can increase the risk of borderline personality disorder.
Chemical imbalance: People with borderline personality disorder may have an imbalance of certain brain chemicals or hormones, contributing to their symptoms. In healthy people, neurotransmitter serve the role of communicating messages between brain cells. In borderline personality disorder, however, these neurotransmitters may be out of balance, which can lead to intense emotions and impulsive behaviours.
Brain changes: Studies have shown that people with borderline personality disorder may have differences in how their brain processes emotions and reacts to stress, which can contribute to the development of borderline personality disorder. A study from the National Institute of Mental Health found that people with borderline personality disorder have increased activity in their amygdala, the part of the brain responsible for processing emotions, which may help explain why borderline personality disorder can lead to intense emotions.
Researchers suspect that the onset of BPD can be triggered by a combination of these factors, making it difficult to identify a single cause. Most diagnoses of BPD happen around the early age of 18, but some experts believe the disorder can develop earlier, and since there is no cure, borderline personality disorder is considered a long-term condition that people may continue to suffer for a long time.
The observable symptoms of borderline personality disorder are an important tool used to diagnose cases of BPD. According to the American Psychiatric Association, to be diagnosed with BPD, someone needs to meet five out of the nine criteria:
Fear of abandonment: people with BPD may have an intense fear of abandonment or may feel like relationships are unstable.
Unstable relationships: people with borderline personality disorder often have difficulty establishing and maintaining stable relationships, such as friendships or romantic partnerships. People with borderline personality disorder may have a distorted view of themselves and their identity may change frequently.
Impulsive behaviour: borderline personality disorder can lead to impulsive and risky behaviours, such as drug and alcohol use or unsafe sex.
Self-harm: borderline personality disorder may cause people to engage in self-harming behaviours, such as cutting or burning.
Extreme mood swings: borderline personality disorder is characterized by extreme shifts in mood, from periods of intense happiness to intense sadness.
Distorted self-image: borderline personality disorder may lead people to have a distorted view of themselves and their capabilities, which can cause issues with self-identity.
Suicidal thoughts or behaviour: borderline personality disorder is associated with an increased risk of suicidal thoughts or behaviours.
Chronic feelings of emptiness: borderline personality disorder can lead to a feeling of emptiness or hollowness, which can be difficult for people to cope with.
Explosive anger: borderline personality disorder may cause people to have extreme and explosive outbursts of anger, even over small issues.
Additionally, people with BPD can experience different symptoms throughout their lives, which can contribute to the diagnosis of borderline personality disorder. These symptoms could include anxiety, panic attacks or phobias, experiencing paranoia or dissociation, sleep disturbances and even eating disorders. The symptoms of BPD are typically organized into four subgroups:
Affective symptoms: intense and volatile emotions, such as extreme joy or sadness. People with BPD may swing from one emotional extreme to another very quickly and without warning.
Behavioural symptoms: impulsive behaviours, such as drug or alcohol abuse, self-harming behaviours or reckless driving. People with BPD may suffer from being unable to control the urge to engage in these behaviours, which can contribute to long-term disability.
Cognitive symptoms: distorted beliefs about oneself or others. People with BPD may experience hopelessness and may find it difficult to think clearly and make decisions.
Interpersonal symptoms: difficulties in forming and maintaining relationships due to fear of abandonment or unstable self-image.
The symptoms of BPD can make it challenging for individuals to manage their personal and professional lives. That’s not to mention the different comorbidities that can affect borderline personality disorder, such as anxiety, depression and substance abuse that often occur alongside borderline personality disorder. Without the support of long-term disability lawyers, borderline personality disorder sufferers may not be able to access the financial compensation and other support services they need to sustain themselves in the event that they’re no longer able to work and have no other financial resources to rely upon.
There are several models of BPD but the most widely accepted understanding of the mental health issue was established by Theodore Millon, an American psychologist. He outlined four main types of borderline personality disorder, based on the behaviour and experiences of those suffering from BPD:
Discouraged BPD: Individuals with this type of borderline personality disorder may exhibit feelings of low self-esteem, helplessness, and intense loneliness.
Impulsive BPD: People with this type of borderline personality disorder act impulsively and take risks which they may later regret.
Petulant BPD: Those with this type of borderline personality disorder may be overly sensitive and display temper tantrums, irritability, and short-lived outbursts of anger.
Self-destructive BPD: Individuals with this type of borderline personality disorder may engage in activities that put them at risk of self-harm, such as substance abuse or unsafe sex.
According to Millon, patients with BPD can be categorized as one of these four subtypes. Understanding which type of BPD a person has can help medical professionals understand what course of treatment to recommend and help long-term disability lawyers to determine the kind of support a borderline personality disorder sufferer will benefit most from.
Borderline personality disorder can have long-term and debilitating effects on a person’s ability to work. Why is this? People with BPD can have difficulties connecting to others and maintaining healthy relationships. This can show up at work, as these individuals may have difficulty getting along with co-workers or taking constructive criticism. They often experience intense emotions, rapid mood swings and difficulty regulating temper, which can add to the problem of forming and sustaining meaningful relationships. It is important for those suffering from BPD to take steps towards understanding their triggers so they can learn how to create healthier boundaries with others. Also, people with borderline personality disorder may have difficulty performing basic tasks, managing stress, forming relationships, and functioning day-to-day. As a result, they may be unable to meet the requirements of certain occupations or even maintain gainful employment. In some cases, borderline personality disorder is severe enough to warrant long-term disability benefits from an insurance company.
Work performance: People with borderline personality disorder may have difficulty focusing and keeping up with their tasks due to the intense emotions associated with borderline personality disorder.
Stress management: Stress is a normal part of any job but people with borderline personality disorder may find it difficult to manage stress at work. They may have difficulty controlling their impulses, leading to outbursts or other disruptive behaviors.
Relationships: People with borderline personality disorder may have difficulty forming relationships and interacting with coworkers in a professional manner. This can lead to conflict or other issues at work, preventing them from performing their job effectively.
Cognitive issues: People with borderline personality disorder may also experience cognitive issues such as difficulty processing complex information or making decisions. This can make it difficult for them to stay on task and complete their work in a timely manner.
Functioning day-to-day: People with borderline personality disorder may also have difficulty functioning day-to-day due to the overwhelming emotions associated with borderline personality disorder. They may find it difficult to concentrate on tasks or make decisions due to their symptoms.
If borderline personality disorder has impaired your ability to work, you may be eligible for long-term disability benefits. A long-term disability lawyer can help you understand your rights and represent you in a claim for benefits. Your lawyer will review the evidence of your borderline personality disorder and present it in a strong claim for long-term disability benefits. A long-term disability lawyer can also help you fight any denials from your insurance company or negotiate a settlement if necessary. Your lawyer will be your advocate throughout the process, ensuring your rights are protected and you get the disability benefits you deserve.
Borderline Personality Disorder can be Considered a Disability if it prevents you from doing the substantial duties of your own occupation. This is typically call the “own occupation” provision in disability policies – and in most cases, lasts for the first two years after the onset (diagnosis or when you started suffering to the point of being unable to work). Then after two years, if borderline personality disorder prevents you from working at ANY employment for which you are reasonably trained by way of education, training or experience, you may be in fact be entitled to long-term disability benefits until the age of 65 – again, depending on the wording of your long-term disability policy.
Borderline personality disorder can be difficult to manage, and it may interfere with an individual’s ability to perform their job duties or lead a normal life. As such, many individuals suffering from borderline personality disorder may be entitled to long-term disability benefits if their condition prevents them from working full-time. However, insurance companies may be unwilling or unable to recognize borderline personality disorder as a valid medical condition for the purposes of approving long-term disability claims. This is where a long-term disability lawyer can help.
For those dealing with borderline personality disorder, obtaining long-term disability benefits can be a challenging process. It is important to seek out expert legal assistance in order to ensure that you receive the full disability benefits you are entitled to. Lalande Personal Injury Lawyers have experience dealing with borderline personality disorder cases and can provide professional representation for your claim.
Since 2003, Hamilton long-term disability lawyer Matt Lalande has recovered tens of millions in wrongfully denied long-term disability benefits for disabled claimants were going to the worst times of their lives. Stop struggling with a faceless insurance company – and call our Hamilton disability lawyers to get your free consultation today. We represent claimants all over Ontario can help you get your long-term disability benefits back on track.Our consultations are 100% free – and if you decide to work with our Hamilton disability lawyers, the fee is free. We do not charge our clients anything unless we win their case. We are happy to provide you the legal advice you need in order for you to make an informed decision about your own particular situation.Call us no matter where you are in Ontario at 1-844-LALANDE or local in the Southern Ontario region at 905-333-8888. Alternatively, you can send us a confidential email through our website – and we would be happy to explain your long-term disability rights and legal options to you, at no cost.
Borderline Personality Disorder (BPD) is a serious mental health condition characterized by unstable emotions, impulsivity, relationship problems, and difficulty regulating emotions. It is estimated that between 1.5% and 6% of the population has BPD.
People with borderline personality disorder may experience difficulties in their day-to-day functioning due to the intense emotions associated with this condition. Symptoms such as impaired concentration or cognitive issues can lead to difficulty performing job duties or staying on task. Additionally, people with borderline personality disorder may also have difficulty forming relationships or interacting professionally with coworkers.
Yes, you may be eligible for long-term disability benefits if borderline personality disorder has impaired your ability to work. A long-term disability lawyer can help you understand the legal process and represent you in a claim for benefits. Your lawyer will review the evidence of your borderline personality disorder and present it in a strong case for long-term disability benefits.
Borderline Personality Disorder can be considered a disability if it prevents a person from working. Normally for the first two years, you can qualify for long-term disability benefits if you are unable to complete the substantial duties of your own job . After two years, you must be unable to complete the substantial duties of any occupation.
If an insurance company denies your borderline personality disorder claim, your long-term disability lawyer can help fight any denials or negotiate a settlement if necessary. Your lawyer will be your advocate throughout the process, ensuring your rights are protected and you get the disability benefits you deserve.
Yes, it is recommended that individuals suffering from borderline personality disorder seek legal assistance when applying for long-term disability benefits. A lawyer who specializes in long-term disability claims will be familiar with the process of getting benefits and can ensure that your rights are protected. A lawyer can also help you strengthen your case by providing evidence that borderline personality disorder is impairing your ability to work. At Lalande Personal Injury Lawyers, we have experience dealing with borderline personality disorder cases and am committed to helping you secure the long-term disability that you deserve.
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